XRP Gains Momentum as Real-World Asset Tokenization Hits $12.83 Billion in 2025

The cryptocurrency sector is witnessing a significant surge in real-world asset (RWA) tokenization, with total value locked (TVL) across major protocols skyrocketing by 65% to $12.83 billion in 2025, up from $7.75 billion at the beginning of the year. Leading this charge is BlackRock's BUIDL, which has deployed $2.83 billion across six blockchains, underscoring Wall Street's growing adoption of blockchain technology. Notably, Mercado Bitcoin's $200 million tokenization initiative on the XRP Ledger (XRPL) highlights the increasing institutional interest in XRP as a key player in the RWA space. This bullish trend reflects broader institutional capital inflows and solidifies XRP's role in the future of tokenized assets.

Real-World Asset Tokens Surge 65% as Institutional Capital Dominates Growth

The tokenization of real-world assets has accelerated dramatically in 2025, with total value locked across major protocols soaring 65% to $12.83 billion from $7.75 billion at year's start. BlackRock's BUIDL leads the charge with $2.83 billion deployed across six blockchains, signaling Wall Street's deepening embrace of blockchain infrastructure.

Mercado Bitcoin's $200 million tokenization initiative on the XRP Ledger underscores the sector's geographic expansion, targeting fixed-income and equity instruments. Yet participation remains concentrated—just 300 active wallets drive these volumes, revealing an institutional-led market rather than retail speculation.

Franklin Templeton and ONDO Finance demonstrate traditional finance's pivot toward blockchain efficiency, with $753.8 million and $1.39 billion in assets respectively. Ondo's tokenized Treasury product OUSG exemplifies the demand for blockchain-native exposure to conventional yield instruments.

LET Mining's XRP Cloud Mining Platform Aims for $24,516 Daily Revenue Amid Regulatory Milestones

Ripple's potential acquisition of a national banking license from the OCC marks a watershed moment for crypto regulation. Approval would place XRP under dual oversight by NYDFS and federal agencies, setting a new trust benchmark for stablecoins. This regulatory clarity coincides with LET Mining's cloud platform offering XRP holders a compliant avenue for passive income generation—claiming $24,516 in daily yields through optimized mining infrastructure.

The platform leverages AI-driven computing power allocation, global server nodes, and green energy solutions to maximize returns. Ripple's federal licensing could catalyze broader institutional adoption of XRP, with LET Mining positioning itself as a bridge between regulatory compliance and decentralized finance opportunities.

XRP's Potential Valuation in Global Remittances by 2029

XRP could see significant price appreciation if it captures 25% of the projected $1.067 trillion global remittance market by 2029. Currently trading at $2.22, the asset remains undervalued despite its technological advantages in cross-border payments.

Ripple's strategic partnerships in high-volume remittance corridors—including Brazil, Mexico, and Southeast Asia—position XRP to capitalize on the industry's 6.4% annual growth. Migration trends and digital payment adoption further bolster this outlook.

Ripple CTO David Schwartz Discloses XRP Purchase Price Amid Market Rally

Ripple's Chief Technology Officer David Schwartz confirmed he acquired his XRP holdings through secondary market purchases, dispelling assumptions that he received the tokens as compensation for his role in developing the XRP Ledger. The disclosure came during a discussion about early investors who entered at $0.50, a price level XRP maintained for three years before November 2025's breakout.

Market participants now scrutinize Schwartz's cost basis as XRP sustains its $2 valuation—a 300% increase from the $0.50 accumulation zone. The token's performance mirrors broader cryptocurrency market gains, though questions remain about profit-taking thresholds among long-term holders.

Ripple’s RLUSD Stablecoin to Facilitate 24/7 Cross-Margin Trading via Hidden Road Integration

Ripple's dollar-backed stablecoin RLUSD will serve as universal collateral for cross-margin trading across crypto and traditional markets, including FX, equities, and commodities. The integration follows Ripple's $1.25 billion acquisition of prime broker Hidden Road, announced at a Singapore press conference.

Hidden Road will migrate post-trade settlements to the XRP Ledger, enhancing transaction speed while reducing costs for its 300+ institutional clients. The firm currently processes over $3 trillion in annual trading volume.

Ripple CEO Brad Garlinghouse emphasized RLUSD's unique position as the first stablecoin enabling continuous cross-margin functionality with zero downtime. The MOVE signals growing institutional adoption of blockchain-based settlement solutions.

Ripple vs SEC: Legal Expert Dismisses Conspiracy Theories Amid Ongoing Case Delays

The protracted legal battle between Ripple Labs and the U.S. Securities and Exchange Commission has taken a speculative turn, with industry observers debating whether the lawsuit serves as a strategic play in Ripple's alleged ambitions to position XRP as a global reserve currency. Crypto consultant Jesse from Apex Crypto Consulting posits that Ripple's unchecked growth and central bank connections suggest deeper geopolitical maneuvering, potentially using the SEC case to suppress XRP's price during infrastructure expansion.

Legal specialist Bill Morgan sharply rejected claims of a coordinated legal theater, despite acknowledging procedural delays caused by recent joint motions. "I have never agreed with this theory," Morgan stated, referencing the three-month litigation slowdown from what he characterized as legally tenuous filings. The case continues without clear resolution, fueling market uncertainty around XRP's regulatory future.